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How Payments Work

Transparent, secure, and instant. Here's everything you need to know about payments on Courtogo.

How It Works

These steps cover venues on online payments. Venues that take manual payments work a little differently.

Step 1

Customer Books & Pays

Choose your court, pick a time slot, and pay instantly by scanning the QR Ph code, or with GCash, Maya, or GrabPay.

Step 2

Booking Confirmed Instantly

Once payment is completed, your booking is confirmed automatically. No waiting for manual verification.

Step 3

Venue Gets Paid

Payouts are sent automatically twice a week, every Monday and Thursday. As soon as your payout details are complete, your confirmed online bookings are batched and paid out on the next run.

Manual vs Online Payments

Every venue chooses how it wants to be paid. You'll see which one applies when you reach checkout.

Manual payment

Screenshot upload — you pay the venue directly

  • Send the exact amount to the venue’s own GCash, Maya, or bank account shown at checkout.
  • Upload a screenshot of the transfer within 30 minutes so your slot stays held.
  • The venue reviews the screenshot and confirms your booking. Some venues have this set to confirm automatically.
  • No platform service fee — you pay the venue’s listed price and nothing more.
  • Courtogo never holds this money, so it is not liable for scams, reschedules or refunds on these bookings and does not handle their refunds or payment disputes. Raise these with the venue first.
Online payment

QR Ph, GCash, Maya, or GrabPay via PayMongo — you pay through Courtogo

  • Scan the QR Ph code on the payment page with any e-wallet or banking app, or tap Pay with GCash, Maya, or GrabPay underneath to pay in that app. No transfers to arrange, no screenshots.
  • Your booking is confirmed the moment the payment clears, usually within seconds.
  • A platform service fee is added on top of the venue’s price. It depends on how you pay and is always shown before you pay.
  • Courtogo receives the payment and forwards it to the venue on the next payout run.
ManualOnline
Who receives your moneyThe venue, directlyCourtogo, via PayMongo
How you payTransfer yourself, then upload proofScan the QR Ph code, or pay in GCash, Maya, or GrabPay
Platform service feeNoneAdded at checkout, shown before you pay
When it’s confirmedAfter the venue verifies your screenshotInstantly, once payment clears
Time limit to pay30 minutes to upload proof30 minutes to finish paying
If you need a changeReschedule or arrange directly with the venueReschedule first; refunds handled by Courtogo if needed
Courtogo supportRefunds and payment issues go to the venue; you can still report the venue to CourtogoYes, for the payment and any refund
When the venue is paidImmediately — it never left their accountOn the next payout run, every Monday and Thursday

Online payments are opt-in for venue owners and manual payments stay available for free with no deadline, so a venue can keep taking screenshot uploads for as long as it likes.

Payment Methods

All automated payments are processed securely through PayMongo.

QR Ph (recommended)

Scan the code with any banking or e-wallet app. Lowest service fee.

GCash

Tap Pay with GCash under the QR code to pay in the GCash app

Maya

Tap Pay with Maya under the QR code to pay in the Maya app

GrabPay

Tap Pay with GrabPay under the QR code to pay in the Grab app

For Venue Owners

Payouts

Payouts are sent automatically twice a week, every Monday and Thursday. As soon as your payout details are complete, your confirmed online bookings are batched and paid out on the next run.

Payout Methods

Receive your earnings via GCash, Maya, or Bank Transfer (InstaPay / PESONet).

No Platform Fees for Owners

You receive 100% of your listed prices. The platform service fee is charged to the customer and is not deducted from your earnings.

Switch Whenever You're Ready

Automated payments are opt-in. Manual payments (screenshot uploads) stay available for free with no deadline, so you can move over on your own schedule.

E-Wallet Payments Clear Later

Bookings paid by GCash, Maya, or GrabPay take about two banking days to clear with PayMongo, so they can land on a later payout than QR Ph bookings. Why?

Same Payout, Any Method

A higher e-wallet fee is paid by the customer and covers PayMongo's higher processing cost. Your share of the booking does not change.

Security & Compliance

PayMongo — BSP-Licensed Payment Facilitator

PayMongo is licensed by the Bangko Sentral ng Pilipinas (BSP) and is PCI-DSS compliant, ensuring your payment data meets the highest security standards.

No Credentials Stored

Courtogo never stores your payment credentials. All e-wallet and bank details are handled entirely by PayMongo's secure infrastructure.

Venue Payout Data

Venue owner payout details (account name, account number) are stored securely and used solely for disbursing earnings.

Fees & Transparency

Court booking priceSet by venue owner
Platform service feeShown at checkout
PayMongo processing feeAbsorbed by Courtogo
Customer paysVenue price + platform fee
Venue owner receives100% of listed price

The platform service fee is always displayed at checkout before payment, and any change to it is announced to customers and venue owners and published on this page before it takes effect. This page previously promised 30 days' notice of a change; the move to a flat ₱25 on 21 August 2026 was announced on 20 August and so did not carry it. The platform service fee is non-refundableon venue-issued refunds — Courtogo absorbs the PayMongo processing fee on the original transaction and does not pass it on, so the service fee covers that real cost. Refunds also involve manual processing (collecting bank details, verifying destinations, sending transfers); Courtogo reserves the right to introduce a refund processing fee with at least 30 days' notice. Only refunds initiated by Courtogo for system or availability issues are issued in full.

Frequently Asked Questions

What’s the difference between manual and online payments?

Manual means you pay the venue directly (GCash, Maya, or bank transfer) and upload a screenshot as proof — there’s no platform service fee, but the venue has to verify your payment before the booking is confirmed. Online means you pay Courtogo through PayMongo, by scanning a QR Ph code or with GCash, Maya, or GrabPay — a platform service fee applies, but your booking is confirmed instantly and refunds go through Courtogo. Each venue picks which one it uses; you’ll see which applies at checkout.

When do venue owners get paid?

Payouts are sent automatically twice a week, every Monday and Thursday. As soon as your payout details are complete, your confirmed online bookings are batched and paid out on the next run. Funds are sent to your configured payout method (GCash, Maya, or Bank Transfer).

Are there any fees?

Yes — a small platform service fee is added at checkout when paying online. It’s charged to the customer (not deducted from venue earnings), so venue owners always receive 100% of their listed price. PayMongo processing fees are also absorbed by Courtogo — not passed on to you or the venue.

How much is the service fee?

It depends on how you pay. Scanning the QR Ph code (the BSP's national QR standard, scannable by any e-wallet or banking app) is the recommended way and carries the lowest fee. GCash, Maya, and GrabPay cost more to process, so paying with one of them carries a slightly higher fee. The service fee is always shown before you pay:
Payment MethodService feeFrom
QR Ph₱25 flat, per booking21 August 2026
GCash, Maya, GrabPay3% of the booking, minimum ₱3021 October 2026

QR Ph is one number whatever the booking is worth: a ₱250 booking and a ₱2,500 booking both carry ₱25. Until 21 August 2026 the fee was 1.75% with a ₱25 floor and ₱15 below ₱500, so bookings under ₱500 now carry ₱10 more and bookings above ₱1,428 carry less.

The GCash, Maya, and GrabPay buttons sit under the QR code on the payment page, for anyone who cannot scan it. Each button shows its full total before you tap it. Up to a ₱1,000 booking the fee is ₱30, ₱5 more than QR Ph; above that it is 3%, so a ₱2,000 booking carries ₱60. The venue receives the same amount however you pay.

Should I scan the QR code or pay with GCash, Maya, or GrabPay?

Scan the QR code if you can. Most banking and e-wallet apps, GCash and Maya included, can scan QR Ph, and it carries the lowest service fee. The GCash, Maya, and GrabPay buttons under the code are there for when your app cannot scan it or you are paying on the same phone. Tapping one opens that app to finish paying, and its total is on the button before you tap. If you leave the wallet without paying, you come back to the payment page and can still scan the code.

Why was a GCash, Maya, or GrabPay booking paid out a cycle later?

PayMongo releases e-wallet payments to Courtogo about two banking days after they are made, while QR Ph payments arrive instantly. A booking paid by GCash, Maya, or GrabPay is paid out on the first run after its money has cleared, which can be a later run than a QR Ph booking made the same day. Your Financials page shows each one on the cycle that will send it, and the payout email names any amount still clearing and the run it goes out on. Nothing is deducted for the wait, and the venue’s share is the same whichever method the customer used.

Is my payment information safe?

Yes. All payments are processed by PayMongo, a BSP-licensed and PCI-DSS compliant payment facilitator. Courtogo never stores your payment credentials (e-wallet or bank details).

What if I need a refund?

Reschedule first — it’s faster and keeps your slot. Contact the venue and they can move your booking to a new date or time with no refund process needed. If the venue does choose to refund your booking, only the venue’s portion of the price is returned; the platform service fee charged at checkout is non-refundable. How the refund reaches you depends on how you paid. If you paid with GCash, Maya, or GrabPay, the refund goes straight back to the wallet that paid, usually within a day, with nothing for you to do. If you paid by scanning the QR Ph code (which PayMongo does not support for automated refunds), Courtogo emails you a secure link to provide your GCash, Instapay, or bank details, then sends the refund manually within 7–12 days. You also get that link if a wallet refund cannot go back to the wallet, for example because too much time has passed since you paid. If Courtogo cancels a confirmed booking due to a system or availability issue, you receive a full refund including the platform fee. If you paid a venue directly by manual payment, Courtogo never held the money, so any refund is decided and sent by the venue. See our Cancellation and Refund Policy and Disclaimer for details.

What happens to manual payments (screenshot uploads)?

Nothing — manual payments stay available for free, with no deadline. Venues can keep accepting GCash, Maya, or bank transfer via screenshot upload for as long as they like. Automated payments are opt-in: venue owners can switch whenever they're ready (we recommend it for instant confirmation), but no one is required to.

How long do you keep my uploaded payment screenshots?

To protect your privacy and keep storage lean, payment proof screenshots are automatically deleted 30 days after upload — well after your booking is confirmed and any issues would have surfaced. Payout confirmation screenshots shared with venue owners are kept for 1 year for accounting purposes. If you ever need a copy for your own records, please save it before then.

What if a customer disputes a payment?

For online payments, disputes are handled through PayMongo’s dispute resolution process, and Courtogo will coordinate with both parties and PayMongo to resolve any issues. For manual payments, the money went straight to the venue, so take the dispute up with the venue and, if needed, your bank or e-wallet. You can still report the venue to Courtogo.